I'm a student and I am looking to get a credit card, any advice?

Advice besides don't do it lol.


I want the best card for a student with the best rates and whatever else I need to look for in a credit card.I'm a student and I am looking to get a credit card, any advice?
ROFL @ the ppl saying 'Dont Do it'





WORST. ADVICE. EVER.





... and then they quote personal experience?





So their inability to control spending and lack of financial sense should reflect on you and your decisions? ROFL








Now for a serious answer: Look to open a small balance credit card. It is highly unlikely you will get a preferred rate because of your lack of credit history ... anything around 17-20% is pretty much standard and should be expected. With which bank? Ideally the bank you do your regular banking with ... why? Because they want to further their relationship with you in hopes you will continue to bring them business when you want a car loan, a student loan, or a mortgage when you graduate.





Another tip - start small. $500 - $1000 Cards are standard. Sometimes they want them to be secured ... meaning you front the money up front, lets say $500, and they hold on to it for a certain amt of time while you have the $500 CC ... its their security in case you default.





Oh ... and you have a job, right? I have to ask because if you don't have any confirmable income (and they will ask for proof of income from pay stubs) then what will you pay this off with?





And that is pretty much that ... good luck ... and just remember that this will be a test of your financial sense, and a NECESSARY ONE. Now is the perfect time to start building your credit (the PRIMARY REASON why you want to get a small balance credit card at an early age and pay it off clean).I'm a student and I am looking to get a credit card, any advice?
I got a credit card in college and I did just fine with it. Just remember to ONLY charge what you can afford and pay it off in full every month. Don't let yourself get into debt, no matter how tempting it may be to use that magical card for things you cannot afford.





As far as getting a good rate...good luck with that.
This is extremely rare, but I actually agree with the majority of the answers here. There is true hope after all. You see, some of us saw this countries economic problems coming years ago. Maybe we are finally seeing the light about credit cards.





Proverbs 22:7 ';The rich shall rule over the poor, and the borrower is as a servant to the lender.';
Honestly don't do it. Their to tempting. The young people is really where the credit cards company's make out. trust me don't get one you don't want to be in debt at a young age, but if you insist get one with a very low maximum and interest rate.
i have my credit card through my bank where i have my checking account


they usually have student credit cards with good limits, high enough but not too high, and its easy to pay off monthly with your checking account there too
Get one with a benefit you know you'll use. For example, I have a GM MasterCard for auto earnings and a JetBlue Amex for miles. Just make sure you don't go crazy buying stuff that you can't pay for.
Im a student, check out the student discover card. I just apllied. My advice, use it like you would a debit card. Spend what you have!
DON'T
Don't get one. You will end up regretting it. Trust me you will end up in debt.





But if you do want one anyway try Capital One.
Step away. Don't do it.





I know you asked for other advice, but that's it.